first_imgA new year brings an expectation to set the perfect resolution.Here’s an idea: Resolve to buy all of the things you want and need, but pay less money for them.Sound difficult? It’s actually not. Here’s how to maximize sales and plan your shopping for 2019. We listed the best products to buy each month, plus the holidays when you’ll find major sales — and a bonus: the national days when you can score free stuff.JANUARYWith a fresh page on the calendar comes a fresh start for sales. These items are discounted in January :—BEDDING AND LINENS. Department stores hold bedding and linen “white sales” in January with deep discounts on sheets and towels.—FITNESS EQUIPMENT. Retailers know you want to get in shape. Expect fitness equipment and apparel sales to abound at sporting goods stores.—TVS AND ELECTRONICS. Just before the Super Bowl, retailers normally discount TVs and other home-theatre essentials.MARK YOUR CALENDAR: Martin Luther King Jr. Day is Jan. 21.FREEBIE DAY: National Spaghetti Day is Jan. 4.FEBRUARYIt’s the month of love and gift-giving, but February might be a better time to buy major items for yourself than trinkets for your loved one. Options include:—TVS. TV sales spill over from January into February. Aside from Black Friday, this is one of the prime times to buy a new TV.—WINTER ITEMS. With winter winding down, retailers will be looking to unload inventories of cold-weather products. Look for sales on apparel and winter sports gear.—HOME GOODS. Expect retailers to have home and apparel sales on Presidents Day and the weekend preceding the holiday.MARK YOUR CALENDAR: The Super Bowl is Feb. 3, and Presidents Day is Feb. 18.FREEBIE DAY: National Frozen Yogurt Day is Feb. 6.MARCHThere aren’t any major shopping holidays in March, but that doesn’t mean a lack of sales. Look for deals on these products:—TAX SOFTWARE. Retailers like to discount tax-prep items in March ahead of Tax Day in April.—GRILLS. Buy your summer grilling necessities in March to avoid the spike in prices when summer arrives.—ST. PATRICK’S DAY ESSENTIALS. Around St. Patrick’s Day, online retailers and department stores usually discount green-themed clothing, party supplies and jewelry.MARK YOUR CALENDAR: St. Patrick’s Day is March 17.FREEBIE DAY: Pi Day is March 14.APRILApril has its fair share of spring deals and discounts, including:—VACUUMS. Buying a vacuum isn’t the most exciting purchase, but it’ll be less painful if you take advantage of a spring cleaning sale. Look for markdowns at department stores as well as manufacturers like Dyson.—TAX-THEMED ITEMS. Year after year, retailers and restaurants try to lighten the burden of Tax Day with discounts and freebies on services like paper shredding. Keep an eye out for these around mid-April.—EASTER CANDY. The days after the Easter holiday will be filled with markdowns on candy, plastic eggs, stuffed animals and more.MARK YOUR CALENDAR: Easter is April 21.FREEBIE DAY: Tax Day is April 15.MAYApril showers bring May flowers — and sales blossom then, too. Here’s a look at some items to consider buying this month:—SPRING APPAREL. By May, retailers will discount spring clothing that has already been hanging on racks for a month or two.—FURNITURE. Three of the biggest blowout shopping days are Black Friday, Labor Day and Memorial Day. Memorial Day is in May, so look for furniture and home-decor discounts from big-box stores.—SMALL KITCHEN APPLIANCES. Use May discounts as an opportunity to buy small kitchen appliances, such as coffee makers and blenders. These products normally are included in Memorial Day sales and make great wedding gifts.MARK YOUR CALENDAR: Mother’s Day is May 12, and Memorial Day is May 27.FREEBIE DAY: National Hamburger Day is May 28.JUNEJune may be one of the shorter months of the year, but its supply of opportunities to snag deals isn’t lacking. Smart purchases include:—LINGERIE. Stock up on undergarments in June. That’s when Victoria’s Secret, for example, has been known to host its famed Semi-Annual Sale . The sale usually also occurs in December.—GYM MEMBERSHIPS. Consider buying a gym membership during the summer and be sure to negotiate for the best deal. Gyms may be eager for sign-ups at this time.—MOVIE TICKETS. During the summer months, many movie theatre chains offer film programs, which usually include cheap tickets to children’s movies.MARK YOUR CALENDAR: Father’s Day is June 16.FREEBIE DAY: National Doughnut Day is June 7.JULYThe temperature usually rises in July, but the prices of certain items drop. Consider buying these:—APPAREL. If you don’t want to wait for end-of-summer sales, buy clothes now. You’ll likely find a better price than you would’ve at the start of the season.—PATRIOTIC ITEMS. Retailers like a reason to celebrate. In the days leading up to the Fourth of July, there’s usually an abundance of sales on red, white and blue products (and items that are all three colours), as well as on sporting goods, jewelry and furniture.—PERSONAL ELECTRONICS. Black Friday is a big deal day that falls in November, but many retailers have added Black Friday in July sales, including Best Buy and Amazon (which features Prime Day). Expect discounts in nearly every product category.MARK YOUR CALENDAR: The Fourth of July is . July 4.FREEBIE DAY: National Ice Cream Day is July 21.AUGUSTClose out summer by buying summer products? That’s right — look for end-of-season clearance sales in August on:—BACK-TO-SCHOOL SUPPLIES. The start of school marks the need to buy small items such as pencils and expensive ones like laptops. Generally, the closer to the start of the school year you buy, the better your chances of getting a good price.—OUTDOOR PRODUCTS. Ride out the end of summer with a big deal on lawn mowers and other seasonal outdoor equipment.—SWIMSUITS. There may not be many swimming days left by the time August rolls around, but that’s exactly why swimsuit clearance sales will crest. Buy swimsuits now for next year.MARK YOUR CALENDAR: The first day of school is usually in August.FREEBIE DAY: National Waffle Day is Aug. 24.SEPTEMBERWith deals on items as varied as mattresses and back-to-school supplies, September is a surprising month for good buys. Pick up reasonable prices on these:—MATTRESSES. Year after year, September is the time for mattress sales. Expect these from department stores and mattress centres, usually as a part of Labor Day sales.—IPHONES. Apple has been known to announce its new iPhones at the company’s annual keynote in September. Usually, the unveiling is followed by a drop in prices on the current phones in anticipation of the new models.—APPLIANCES. Expect a series of blowout deals in the week leading up to Labor Day, including promotions on appliances big and small.MARK YOUR CALENDAR: Labor Day is Sept. 2.FREEBIE DAY: National Coffee Day is Sept. 29.OCTOBERDon’t let the cost of shopping scare you during the Halloween season. There will be plenty of deals on these product categories in October:—OUTDOOR FURNITURE. People generally spend less time outdoors when the temperature drops. Expect deals on patio furniture and outdoor living products when summer ends.—JEANS. Fall inventory arrives in stores in August and September, but you’ll pay top dollar unless you wait a few weeks. October is a great time to buy a new pair of jeans.—CANDY. As the month gets closer to Halloween, your chances improve to snag a discounted bag of candy for trick-or-treaters.MARK YOUR CALENDAR: Columbus Day is Oct. 14, and Halloween is Oct. 31.FREEBIE DAY: National Taco Day is Oct. 4.NOVEMBERNovember is the month for Black Friday sales, which means some of the most popular technology products fall to their lowest prices:—ELECTRONICS. Electronics like tablets, laptops and gaming systems take centre stage during Black Friday sales. Look for discounts on smartphones and activity trackers, too.—HOME APPLIANCES. Reserve your major home appliance purchase — refrigerator, washer, dryer, dishwasher, etc. — for Black Friday deals. Often, sales can also be found throughout the month.—TOOLS. Home improvement stores discount tools, ladders and toolboxes during Black Friday promotions.MARK YOUR CALENDAR: Thanksgiving is Nov. 28, and Black Friday is Nov. 29.FREEBIE DAY: National Sandwich Day is Nov. 3.DECEMBERThe end of the year is just the beginning for discounts in some product categories. Look for sale prices on these items in December:—ELECTRONICS. Since Cyber Monday falls in December this year, those Black Friday electronics deals from November will spill over into the new month.—TOYS. Toys are a popular Christmas gift, and stores generally host big toy sales as the holiday season draws to a close.—CHRISTMAS DECORATIONS. Beginning the day after Christmas, shop sales for deep discounts — often upward of 50 per cent — on decorations, wrapping paper, ornaments, artificial trees and similar seasonal fixings.MARK YOUR CALENDAR: Cyber Monday is Dec. 2, and Christmas is Dec. 25.FREEBIE DAY: National Cookie Day is Dec. 4._______________________________________________This article originally appeared on the personal finance website NerdWallet. Courtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @courtneynerd.RELATED LINKS:NerdWallet: How to Save Money: Daily, Monthly and Long Term https://nerd.me/how-to-save-moneyNerdWallet: What to Buy (and Skip) in January https://nerd.me/buy-skip-januaryNerdWallet: What to Buy (and Skip) in February https://nerd.me/buy-skip-februaryNerdWallet: Victoria’s Secret Semi-Annual Sale Guide https://nerd.me/victorias-secret-semi-annual-sale-guideCourtney Jespersen, The Associated Presslast_img

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first_imgThe Center Against Money Laundering & Terrorist Financing in Liberia (CAMTEFIL) has launched a campaign against money laundering and illegal drug trafficking in the country.Speaking at the official launching ceremony of the campaign, held recently at the Young Men’s Christian Association (YMCA) on Broad Street, Cllr. Tiawon Gongloe warned public officials to desist from laundering money and drug traffickers in the country.The ceremony was held under the theme: “Capacity Building and Sensitization Campaign against Money Laundering and Illicit Drug and Terrorist Financing in Liberia.”Cllr. Gongloe explained money laundering as a process of taking proceeds of criminal activity and making them to appear clean.  According to him, this is dangerous for any country especially Liberia that is still lacking infrastructures and development.According to Cllr. Gongloe, those infamously known for money laundering are drug traffickers, because “they are eager to generate enough money from their criminal enterprise and their intention is to put the proceeds of criminal conduct into a financial system like people who do legal businesses.”“Some time people engage into ‘white color crimes’ such as corrupt government officials when they convert public money to their own, take bribes, and also carry out money laundering at their various work places,” he stated.According Mr. Gongloe, a drug trafficker or corrupt government official could open a nightclub, a big farm, a transport business, jewelry business and the buying and selling of diamonds with the motive of transforming illegal money to legal money in the society.He stressed that the fight against money laundering is therefore morally justified, but cannot succeed without the collective efforts of all the relevant stakeholders, including law enforcement officers, as well as patriotic citizens.Cllr. Gongloe, who served as Solicitor General, explained that if drug traffickers find themselves in a country where the proceeds of their criminal activities can be easily transformed into good money, they will bring more drugs and the young people will be exposed to drug addiction.”According to him, the feasibility of corrupt officials easily depositing and withdrawing money without being questioned by law enforcers on how much money one can deposit or withdraw could support conversion of public funds into private funds and bribes taken by them into local bank easily.Also speaking, Edwim W. Harris, director, CAMTEFIL, said the fight against money laundering must be seen as a national problem that will help to reduce drug trafficking and other forms of corruption in Liberia.He explained that it was necessary for people in the government and other private sectors to display their assets so as to avoid confusion over their wealth when they leave power.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)last_img

first_imgHarvey’s Point Hotel this morningDONEGAL is basking in glorious sunshine this weekend – with clear blue skies and temperatures up to 19C.Forecasters say we should enjoy it however as showers may return to parts of the county tonight and tomorrow.The west of the county could see showers around dusk. However there will still be bright sunny spells on Sunday and into Monday. The good news however is the mildness will continue with steady temperatures for the next week of between 17C and 19C.So get out there whilst you can.Our picture was taken at dawn at the Harvey’s Point Hotel.  GORGEOUS WEEKEND FOR DONEGAL AS SUN SHINES AGAIN! was last modified: October 5th, 2013 by John2Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:Donegal Dailydonegal weathersunshinelast_img

first_imgBrand South Africa welcomes Minister of Police Mr Bheki Cele’s announcement to host a National Summit On Crime and Violence Prevention on the 13-14 September 2018. This following the South African Police Service and Stats South Africa releasing the country’s crime statistics for the year 2017/2018.The Summit will be held under the theme “Building safer communities through an integrated, developmental approach to crime and violence prevention”. The summit is hoping to achieve a joint vision on safety as a collective responsibility, and to provide a platform for key stakeholders and experts to engage on the effective implementation of the 2016 White Paper on Safety and Security across all sectors.The White Paper on Safety and Security was adopted by Cabinet in April 2016 and seeks to address crime and violence in a proactive manner, to promote an integrated approach to safety.Brand South Africa echoes the importance of building safer communities and thus encourages citizens to play their part in taking a stand against crime.“Citizens can play their part by reporting criminal activities towards alleviating crime in the country. We all have a role to play in ensuring safer communities and call on community members with any information of abuse of women and children or human trafficking to report perpetrators to the police” said Brand South Africa’s Chief Marketing Officer, Ms Linda Magapatona- Sangaret.Useful link to make use of various platforms to report crimes  on Crime Stop or call 0860 1011 or SMS line 32211“The Nation needs to work together with police, the justice system and courts to guarantee the arrest and conviction of perpetrators”, adds Ms Magapatona- Sangaret.Follow the link for more on the  Crime Statistics 2017/2018last_img

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