October 12th is tomorrow, Alipay will officially cash charges.

In accordance with the provisions of the

before Alipay announced, individual users exceeded the amount of free cash, Alipay will charge a service fee of 0.1% (with the same WeChat), individual users enjoy 20 thousand yuan per person a total free amount of withdrawals (WeChat 1000 yuan), the single service fee of less than 0.1 yuan to 0.1 yuan fee.


withdrawals involved "withdrawals to my bank card" and "transfer to the other bank card" two functions, the adjusted amount being beyond the free service fee will be charged in accordance with 0.1% of the amount of cash.

at the same time, the balance of treasure transferred funds will continue to be free, including transferred to my bank card, the balance transferred to Alipay, but Alipay from October 12th, the new balance of the balance of funds into treasure, only to out of balance, can not be directly transferred to the bank card.

worth mentioning is that in March of this year, WeChat has begun to charge 0.1% of the user’s charge, each user has accumulated a total of $1000 free withdrawals.

Alipay and WeChat are due to

regulations "single service fee of less than 0.1 yuan, 0.1 yuan in charge", which means each user to pay at least 10 Fen withdrawals to Alipay or WeChat.

previously, WeChat announced that the current charges have said, is not the pursuit of revenue move, but to pay bank charges."


also said in the announcement, the reason is that the "comprehensive management fee costs rose faster, adjusted cash rules in order to reduce some cost pressures.

that if you do not want to mention now, do not want to pay fees and how should we have previously concluded that these 8 strokes can be free from the impact of fees:


method 1: spend money directly

can use Alipay balance money online buy buy buy, buy online buy, don’t worry about take off.

2: the amount of free

integral ant

20 thousand yuan free amount after use, you can use the free amount of ant points. 1 points =1 yuan free amount. Alipay consumer, can save the ant integral.

method 3: clever use of balance treasure

with a bank card to buy the balance of treasure, the balance of treasure can go to their own bank card. You can use your A card money to buy the balance of treasure, and then transferred from the balance of treasure to your own B card.

method 4: used to buy financial products

by Alipay financial funds to redeem the balance of treasure or balance, then withdraw cash to my bank card is free, is not affected.

method 5: use ant flower chanting


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